Right now, houses are on sale. So if there is too much competition, why are all these homes going back to the bank? Other investors, the housing market, and the economy needs more people finding, buying, and selling distressed properties to get this great country back on its feet again. If you haven't learned about creative real estate acquisitions, then you just haven't put yourself in the right situations yet to learn. And suppose your net operating income, after operating expenses but before any interest, principle or depreciation, is $50,000