A lot of people who are already in their retirement years often run out of money before they die. The Social security check they receive on a monthly basis is their only source of income. There are some who have An IRA, 401(k), or other types of retirement savings take from these assets once they retire. A reverse mortgage could offer a chance to avoid dipping into these assets by making use of your home’s equity to supplement your income as you move through your retirement years.